ZIP 94612 Foreclosure, Tax-Lien & Distress Report

ZIP 94612's composite property-distress score is 21/100 - DLRadar classes that as low for Alameda County, California. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (87/100). What sets it apart are the readings on structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structural exposure scores 47 and live distress 2 on the 0–100 scale.

The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 55/100. The ZIP holds roughly 12,949 housing units. Households earn a median $77,069 — near the roughly $78,000 national figure. Population is roughly 17,663 with a median age of 39. Roughly 22.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $827,800, an affordability ratio of 10.6× — stretched. Around 37% of renters are cost-burdened. The tenure split is 10% owner-occupied to 90% rented. About 55% have a four-year degree.

Taken together, 94612 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 94612's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 94612 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 94612's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 94612 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.