ZIP 94539 Foreclosure, Tax-Lien & Distress Report
Alameda County, California · High Value market
DLRadar grades ZIP 94539 (Alameda County, California) at a low 21/100 for overall property distress. Structural risk reads 47/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (87/100).
The peak-phase market in 94539 posted values that held roughly flat over the year, and 5% lower over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 18,127 housing units. The typical home is worth about $1,950,900 (8.0× income, severely stretched). The demographic-stress sub-score lands at 34/100. About 79% have a four-year degree. About 52,609 people live here, median age 43. 3.7% of residents fall below the poverty threshold. The vacancy rate is 4.5%. Households earn a median $235,399 — above the roughly $78,000 national figure. 80% of housing is owner-occupied. Around 24% of renters are cost-burdened.
On balance 94539 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 94539 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 94539 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 94539 stays directly comparable to neighboring ZIPs and the rest of Alameda County, California. Sparse data for 94539 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 21/100 for 94539 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 94539 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 94539’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 94539 Stress Report snapshot
The live 94539 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock the full ZIP 94539 acquisition report
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Built from public records, scored the same way everywhere · methodology