ZIP 94544 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 94544 (Alameda County, California) lands at 21/100 — low on DLRadar's public-record scoring. The split runs 47/100 structural to 2/100 active on the ground. The pressure is most legible in structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (87/100).

The peak-phase market in 94544 posted values that held roughly flat over the year, and 5% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.5%. A median home runs $827,200 here, or 7.4 times local income. Households earn a median $108,358 — above the roughly $78,000 national figure. Around 27% of adults hold a bachelor's degree or higher. The tenure split is 53% owner-occupied to 47% rented. On demographic stress specifically, 94544 scores 45/100. About 76,739 people live here, median age 37. The poverty rate is 9.2%. The ZIP holds roughly 24,194 housing units. Rent burden reaches 44% of tenant households.

On balance 94544 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 94544 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 94544 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94544 can be compared directly against any other ZIP in Alameda County, California or nationwide. Nothing here is interpolated — where a source is thin for 94544, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 94544 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 94544 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.