ZIP 94545 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 94545 in Alameda County, California comes in at 21, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (87/100)). The split runs 47/100 structural to 2/100 active on the ground. What sets it apart are the readings on structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 4% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 10,373 housing units across 94545. Roughly 9.1% live below the poverty line. Around 44% of renters are cost-burdened. Around 34% of adults hold a bachelor's degree or higher. At $115,258, median income runs above typical U.S. levels. Home values center near $879,400, an affordability ratio of 7.3× — stretched. On demographic stress specifically, 94545 scores 42/100. 33,186 residents call 94545 home, typically aged 41. The vacancy rate is 3.3%. Owners hold 70% of homes, renters 30%.

Overall, 94545 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 94545 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 94545 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 94545 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 94545's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 94545 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.