ZIP 94545 Property Distress & Foreclosure Data

ZIP code 94545 in Alameda County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (87/100). The latent-versus-live split is 53/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (53/100), construction/permit lag (23/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 1.2% year on year, and 4% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 10,373 housing units. The poverty rate is 9.1%. Around 44% of renters are cost-burdened. Around 34% of adults hold a bachelor's degree or higher. At $115,258, median income runs above typical U.S. levels. The typical home is worth about $879,400 (7.3× income, severely stretched). The demographic-stress sub-score lands at 42/100. About 33,186 people live here, median age 41. The vacancy rate is 3.3%. 70% of housing is owner-occupied.

Net-net, 94545 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.