ZIP 95002 Property Distress & Foreclosure Data

Santa Clara County, California's ZIP 95002 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 44/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)).

The peak-phase market in 95002 posted values that held roughly flat over the year, and 8% lower over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,639 with a median age of 47. Rent burden reaches 59% of tenant households. Owners hold 70% of homes, renters 30%. There are about 559 housing units across 95002. Home values center near $1,080,800, an affordability ratio of 11.4× — stretched. DLRadar's demographic-stress index for the area reads 52/100. 7.7% of residents fall below the poverty threshold. Educational attainment sits at 35% bachelor's-or-above. Vacancy runs 4.4%. Median household income is $89,861, above the U.S. median near $78,000.

On balance 95002 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.