ZIP 94043 Foreclosure, Tax-Lien & Distress Report

ZIP code 94043 in Santa Clara County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). Its standout signals are structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 43/100 structural and 2/100 already moving.

The market reads contraction — home values fell 1.0% year on year, 1.6% off the recent peak, and 4% lower over three years (phase confidence 19/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

A median home runs $1,641,100 here, or 9.1 times local income. 4.2% of residents fall below the poverty threshold. 45% of housing is owner-occupied. About 71% have a four-year degree. The vacancy rate is 10.2%. At $180,781, median income runs above typical U.S. levels. The ZIP holds roughly 14,794 housing units. The demographic-stress sub-score lands at 42/100. About 32,042 people live here, median age 36. Around 28% of renters are cost-burdened.

Taken together, 94043 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 94043 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 94043 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 94043, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 94043 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 94043 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.