ZIP 94089 Property Distress & Foreclosure Data

Composite property distress in 94089 (Santa Clara County, California) lands at 20/100 — low on DLRadar's public-record scoring. Structural risk reads 44/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and construction/permit lag (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100).

The market reads peak — home values held roughly flat year on year, and 33% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 3.4%. The demographic-stress sub-score lands at 23/100. About 23,214 people live here, median age 36. 51% of housing is owner-occupied. There are about 9,521 housing units across 94089. Rent burden reaches 25% of tenant households. The typical home is worth about $387,800 (2.5× income, relatively affordable). Around 57% of adults hold a bachelor's degree or higher. The poverty rate is 5.8% — low. At $153,725, median income runs above typical U.S. levels.

Net-net, 94089 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.