ZIP 94089 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 94089 (Santa Clara County, California) lands at 20/100 — low on DLRadar's public-record scoring. Structural risk reads 43/100 against active distress of 2/100. Its standout signals are structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)).

The contraction-phase market in 94089 posted values that fell 1.0% over the year, 1.6% off the recent peak, and 33% higher over three years, at 19/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Vacancy runs 3.4%. The demographic-stress sub-score lands at 23/100. Population is roughly 23,214 with a median age of 36. 51% of housing is owner-occupied. There are about 9,521 housing units across 94089. Around 25% of renters are cost-burdened. The typical home is worth about $387,800 (2.5× income, relatively affordable). About 57% have a four-year degree. 5.8% of residents fall below the poverty threshold. Households earn a median $153,725 — above the roughly $78,000 national figure.

Net-net, 94089 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 94089 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 94089 stays directly comparable to neighboring ZIPs and the rest of Santa Clara County, California. Every figure is auditable to a public dataset and refreshed on ingest; 94089 shows blanks, not estimates, wherever the record is sparse.

94089's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 94089 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.