ZIP 94085 Property Distress & Foreclosure Data

Santa Clara County, California's ZIP 94085 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 44/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 3% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

23,159 residents call 94085 home, typically aged 33. A median home runs $1,534,400 here, or 8.4 times local income. Rent burden reaches 27% of tenant households. The tenure split is 39% owner-occupied to 61% rented. About 62% have a four-year degree. Households earn a median $183,563 — above the roughly $78,000 national figure. There are about 10,146 housing units across 94085. On demographic stress specifically, 94085 scores 42/100. Vacancy runs 5.7%. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas.

Overall, 94085 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
44/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 94085

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk100
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Santa Clara County

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