ZIP 95054 Property Distress & Foreclosure Data

In Santa Clara County, California, ZIP 95054 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 44/100 structural and 2/100 already moving. Its standout signals are structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 21% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $204,052 — above the roughly $78,000 national figure. The tenure split is 35% owner-occupied to 65% rented. The vacancy rate is 5.8%. About 69% have a four-year degree. Around 25% of renters are cost-burdened. On demographic stress specifically, 95054 scores 37/100. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. 25,196 residents call 95054 home, typically aged 34. A median home runs $1,493,100 here, or 7.2 times local income. The ZIP holds roughly 10,508 housing units.

Overall, 95054 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.