ZIP 95051 Property Distress & Foreclosure Data

Composite property distress in 95051 (Santa Clara County, California) lands at 20/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). The sharpest non-environmental signals are structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted. Structural exposure scores 44 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 2% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

61,345 residents call 95051 home, typically aged 35. A median home runs $1,680,600 here, or 8.8 times local income. Rent burden reaches 27% of tenant households. Vacancy runs 6.3%. The tenure split is 44% owner-occupied to 56% rented. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. About 71% have a four-year degree. Households earn a median $185,632 — above the roughly $78,000 national figure. There are about 25,655 housing units across 95051. On demographic stress specifically, 95051 scores 41/100.

Overall, 95051 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.