ZIP 95035 Property Distress & Foreclosure Data

ZIP code 95035 in Santa Clara County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 44/100 against active distress of 2/100. What sets it apart are the readings on structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)).

The peak-phase market in 95035 posted values that held roughly flat over the year, and 17% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 78,479 with a median age of 36. Owners hold 59% of homes, renters 41%. Median household income is $176,723, above the U.S. median near $78,000. Vacancy runs 4.1%. There are about 26,098 housing units across 95035. 5.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 59% bachelor's-or-above. Home values center near $1,253,200, an affordability ratio of 6.7×. Rent burden reaches 29% of tenant households.

On balance 95035 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.