ZIP 95035 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95035 (Santa Clara County, California) at a low 20/100 for overall property distress. On the structural side it scores 43/100, with 2/100 of stress already active. The pressure is most legible in structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100).

The market reads contraction — home values fell 1.0% year on year, 1.6% off the recent peak, and 17% higher over three years (phase confidence 19/100). A cooling market tends to open discount-to-value windows.

78,479 residents call 95035 home, typically aged 36. The tenure split is 59% owner-occupied to 41% rented. At $176,723, median income runs above typical U.S. levels. Vacancy runs 4.1%. There are about 26,098 housing units across 95035. The poverty rate is 5.4% — low. The demographic-stress sub-score lands at 35/100. Around 59% of adults hold a bachelor's degree or higher. Home values center near $1,253,200, an affordability ratio of 6.7×. Rent burden reaches 29% of tenant households.

Net-net, 95035 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95035 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 95035's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 95035 reflects the current record instead of a stale or modeled snapshot.

The 20/100 for 95035 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 95035 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.