ZIP 95037 Foreclosure, Tax-Lien & Distress Report
Santa Clara County, California · Cooling Market market
ZIP code 95037 in Santa Clara County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 43/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). Its standout signals are structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.
The contraction-phase market in 95037 posted values that fell 1.0% over the year, 1.6% off the recent peak, and 16% higher over three years, at 19/100 phase confidence. A cooling market tends to open discount-to-value windows.
51,517 residents call 95037 home, typically aged 39. Vacancy runs 3.9%. 72% of housing is owner-occupied. There are about 17,571 housing units across 95037. Home values center near $1,243,900, an affordability ratio of 7.3× — stretched. On demographic stress specifically, 95037 scores 39/100. The poverty rate is 4.5% — low. Households earn a median $158,256 — above the roughly $78,000 national figure. Around 44% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened.
On the whole, 95037 leans distressed, with opportunity clustered in specific stressed parcels. 95037 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 95037 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 95037 stays directly comparable to neighboring ZIPs and the rest of Santa Clara County, California. Sparse data for 95037 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 95037 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 95037 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 95037
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 95037 by the numbers
The live 95037 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Santa Clara County
More distress data near 95037
Additional distress intelligence spanning Santa Clara County, California by ZIP, county and state.
The complete 95037 distress and acquisition report
Every distressed parcel in 95037 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology