ZIP 95304 Foreclosure, Tax-Lien & Distress Report

ZIP 95304's composite property-distress score is 24/100 - DLRadar classes that as low for San Joaquin County, California. It additionally carries heavy environmental risk: climate & FEMA risk (99/100). Structural exposure scores 53 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (53/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low.

Prices here sit in a contraction phase: values fell 2.5% over the trailing year, 2.7% off the recent peak, and 6% higher over three years, at 36/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Median household income is $114,359, above the U.S. median near $78,000. 5.6% of residents fall below the poverty threshold. There are about 5,410 housing units across 95304. Around 34% of renters are cost-burdened. Educational attainment sits at 29% bachelor's-or-above. The vacancy rate is 8.2%. 63% of housing is owner-occupied. About 14,818 people live here, median age 38. DLRadar's demographic-stress index for the area reads 42/100. Home values center near $893,600, an affordability ratio of 7.6× — stretched.

Taken together, 95304 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 95304 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 95304's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 95304 shows blanks, not estimates, wherever the record is sparse.

95304's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 95304 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.