ZIP 95202 Foreclosure, Tax-Lien & Distress Report
San Joaquin County, California · High Vacancy market
Composite property distress in 95202 (San Joaquin County, California) lands at 26/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (60/100). The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (59/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (4/100) stay muted. Structurally it carries 59/100, against 1/100 of stress already in motion.
Prices here sit in a contraction phase: values fell 2.5% over the trailing year, 2.7% off the recent peak, and 54% higher over three years, at 36/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
Population is roughly 6,426 with a median age of 36. Home values center near $377,400, an affordability ratio of 13.4× — stretched. There are about 4,071 housing units across 95202. Owners hold 6% of homes, renters 94%. Educational attainment sits at 17% bachelor's-or-above. On demographic stress specifically, 95202 scores 64/100. The vacancy rate is 19.8% — elevated. Median household income is $23,954, below the U.S. median near $78,000. Roughly 35.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 48% of tenant households.
On the whole, 95202 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 95202 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 95202's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 95202, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 95202 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 95202 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 95202 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 95202 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other San Joaquin County ZIP codes
Nearest ZIP codes to 95202
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
Further distress data across San Joaquin County, California at ZIP, county and state level.
The complete 95202 distress and acquisition report
The full 95202 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology