ZIP 95204 Property Distress & Foreclosure Data

Composite property distress in 95204 (San Joaquin County, California) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (99/100). The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. Structural risk reads 55/100 against active distress of 1/100.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.5% off the recent peak, and 3% higher over three years, at 27/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

31,028 residents call 95204 home, typically aged 37. Vacancy runs 8.5%. A median home runs $387,100 here, or 5.0 times local income. About 21% have a four-year degree. Rent burden reaches 49% of tenant households. Households earn a median $71,792 — near the roughly $78,000 national figure. The tenure split is 59% owner-occupied to 41% rented. Roughly 13.3% live below the poverty line. There are about 12,344 housing units across 95204. On demographic stress specifically, 95204 scores 39/100.

Taken together, 95204 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.