ZIP 95215 Property Distress & Foreclosure Data

ZIP code 95215 in San Joaquin County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 55/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (99/100)). What sets it apart are the readings on construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100).

The contraction-phase market in 95215 posted values that fell 1.2% over the year, 1.5% off the recent peak, and 9% higher over three years, at 27/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Home values center near $398,300, an affordability ratio of 5.6×. There are about 7,276 housing units across 95215. Population is roughly 26,032 with a median age of 38. Educational attainment sits at 9% bachelor's-or-above. Owners hold 61% of homes, renters 39%. Median household income is $68,189, below the U.S. median near $78,000. Vacancy runs 8.5%. DLRadar's demographic-stress index for the area reads 42/100. Rent burden reaches 43% of tenant households. 17.8% of residents fall below the poverty threshold.

On the whole, 95215 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.