ZIP 95240 Property Distress & Foreclosure Data

Composite property distress in 95240 (San Joaquin County, California) lands at 25/100 — low on DLRadar's public-record scoring. Structural risk reads 55/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100).

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.5% off the recent peak, and 6% higher over three years, at 27/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Vacancy runs 6.7%. On demographic stress specifically, 95240 scores 42/100. The tenure split is 50% owner-occupied to 50% rented. About 18% have a four-year degree. 50,682 residents call 95240 home, typically aged 34. Households earn a median $76,870 — near the roughly $78,000 national figure. A median home runs $472,100 here, or 5.8 times local income. There are about 17,354 housing units across 95240. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 41% of tenant households.

Taken together, 95240 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.