ZIP 95227 Property Distress & Foreclosure Data

Composite property distress in 95227 (San Joaquin County, California) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100). The latent-versus-live split is 55/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100)).

The contraction-phase market in 95227 posted values that fell 1.2% over the year, 1.5% off the recent peak, and 2% lower over three years (phase confidence 27/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Home values center near $673,800, an affordability ratio of 4.9×. 2.9% of residents fall below the poverty threshold. Median household income is $150,143, above the U.S. median near $78,000. Owners hold 96% of homes, renters 4%. The vacancy rate is 8.8%. Educational attainment sits at 22% bachelor's-or-above. The ZIP holds roughly 340 housing units. DLRadar's demographic-stress index for the area reads 40/100. Around 100% of renters are cost-burdened. Population is roughly 1,036 with a median age of 54.

On the whole, 95227 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.