San Joaquin County, CA: Foreclosures, Tax Liens & Distressed Properties
San Joaquin County, CA, California: 37 ZIP codes scored, San Joaquin County, CA averaging 25/100 (low, San Joaquin, CA), from 20 to 26. San Joaquin County, CA is in its contraction phase (San Joaquin, CA confidence 36/100): San Joaquin, CA home prices down 2.5% (San Joaquin, CA) over twelve months, 2.7% under their peak. San Joaquin County, CA lender headwind: 30/100.
Highest-scoring San Joaquin County, CA ZIPs: 95202 (26/100), 95203 (26/100), 95204 (26/100), 95205 (26/100), 95206 (26/100), 95207 (26/100). Also scored in San Joaquin County, CA: 95209, 95210, 95211, 95212, 95215, 95219, 95220, 95227, 95231, 95236.
Across San Joaquin County, CA's scored ZIPs: median home value $546,153, household income $94,441, 7.1% vacancy, 11.7% poverty, 63% owner-occupied, median age 36.4.
San Joaquin County, CA insurance distress 20/100 (#2,302 in the US); FEMA hazard 0/100 for San Joaquin, CA; 5 San Joaquin, CA NFIP flood claims, $4K paid; San Joaquin, CA construction distress 67/100.
15 banks with 88 branches lend in San Joaquin County, CA; San Joaquin, CA weighted bank stress 60/100, highest 79/100 in San Joaquin, CA.
San Joaquin County, CA unemployment 6.5% (San Joaquin, CA -0.3 pts, six months); 2,484 new housing units permitted in San Joaquin County, CA over twelve months, San Joaquin, CA down 19% from 3,064; San Joaquin, CA home prices +5.9% a year (San Joaquin, CA) over three years.
260,151 housing units in San Joaquin County, CA; 92,851 San Joaquin, CA renter households; 50% of San Joaquin, CA renters spend 30%+ of income on rent, 24% (San Joaquin, CA) half or more.
San Joaquin County, CA ranks #2,141 nationally on the opportunity index (San Joaquin, CA, among all ranked counties); San Joaquin, CA scores 27.2/100 and San Joaquin, CA sits #29 inside California. San Joaquin, CA is in the weak opportunity phase; San Joaquin, CA's primary driver is construction, San Joaquin, CA second driver bank institutional; San Joaquin, CA moved down 92 places. 132 short-sale listings across San Joaquin, CA; 75 days on market observed in San Joaquin, CA; 5.8% vacancy over 37 San Joaquin, CA ZIPs.
0.9% of San Joaquin County, CA mortgages were ninety-plus days late in December 2025; San Joaquin, CA's thirty-to-eighty-nine-day share was 2.2% (CFPB county sample). San Joaquin, CA's ninety-day rate is up 0.1 points on twelve months earlier; the San Joaquin, CA peak since 2008 was 10.7% in February 2010; California overall reads 0.5%.
San Joaquin County, CA has 8 watched banks; 8 San Joaquin, CA banks sit in an elevated band. San Joaquin, CA footprints: Farmers&Merchants Bk Cntl Ca (11 branches, stress 50) in San Joaquin, CA; Bank Of Stockton (8 branches, stress 6) in San Joaquin, CA; Oak Valley Community Bank (6 branches, stress 66) in San Joaquin, CA.
HUD lists 9 assisted multifamily properties in San Joaquin County, CA with 841 units; 677 San Joaquin, CA units are assisted, 5 San Joaquin, CA properties under project-based Section 8.
14,901 of the 260,151 housing units in San Joaquin, CA sit vacant. San Joaquin County, CA permitted 0 multifamily units in twelve months; San Joaquin, CA's one-to-four unit structures added 2,484 units in San Joaquin County, CA.