San Joaquin County, CA: Foreclosures, Tax Liens & Distressed Properties

San Joaquin County, California is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. Individual San Joaquin County ZIPs score between 20 and 25 on the 0–100 composite. On bank and credit headwind, San Joaquin County scores 30/100. Coverage runs to 37 ZIPs across San Joaquin County, a low 24/100 average.

Currently contraction, San Joaquin County saw prices fall 2.5% year over year, now 2.7% off the recent peak (phase confidence 36/100). In a cooling county like this, carrying costs bite harder and discount-to-value windows open.

With San Joaquin County at -2.5% YoY (36/100 confidence), patience pays here and you underwrite to today's comps, not the peak. A steady 30/100 bank reading puts the live signals on tax, code and ownership-change cases over REO.

The sharpest San Joaquin County readings come from 95219 (25/100), 95632 (25/100), 95641 (25/100), 95202 (24/100), 95203 (24/100), 95204 (24/100) — open any for the parcel detail. Other tracked San Joaquin County ZIPs include 95205, 95206, 95207, 95209, 95210, 95211, 95212, 95215, 95220, 95227.

By the numbers, the ZIPs DLRadar tracks across San Joaquin County come in at poverty running near 11.7%, an owner-occupied share of 63%, a median age of 36.4, incomes around $94,441, home values averaging roughly $546,153, above the US, 7.1% of units sitting vacant. These fundamentals frame the volume of pressured sellers and the exit liquidity behind them.

All in at 24/100 over 37 ZIPs, distress here is parcel-specific for a disciplined buyer. Subscribers get each San Joaquin County parcel's owner, address and APN, a parcel-level score plus bank exposure and liquidity read.

Whether San Joaquin County, California carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so San Joaquin County can be compared directly against any county in the country.

Read San Joaquin County, California as a heat map for effort — the county's low composite of 24/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. Nothing in the San Joaquin County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

At the ZIP level, the sharpest readings in San Joaquin County are 95219 (25/100), 95632 (25/100), 95641 (25/100), 95202 (24/100), 95203 (24/100), 95204 (24/100). DLRadar also scores 95205, 95206, 95207, 95209, 95210, 95211, 95212, 95215 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The San Joaquin County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.