ZIP 95254 Property Distress & Foreclosure Data

Composite property distress in 95254 (Calaveras County, California) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (97/100), structural risk (67/100), institutional ownership (40/100). On the structural side it scores 67/100, with 0/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (64/100)).

The peak-phase market in 95254 posted values that rose 1.5% over the year, and 36% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $72,188, near the U.S. median near $78,000. Owners hold 54% of homes, renters 46%. 0.0% of residents fall below the poverty threshold. Around 83% of renters are cost-burdened. Population is roughly 316 with a median age of 65. Educational attainment sits at 32% bachelor's-or-above. The vacancy rate is 0.0%. DLRadar's demographic-stress index for the area reads 43/100. The ZIP holds roughly 178 housing units. Home values center near $466,000, an affordability ratio of 6.3×.

On balance 95254 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.