ZIP 95236 Property Distress & Foreclosure Data

Composite property distress in 95236 (San Joaquin County, California) lands at 25/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (98/100)). On the structural side it scores 55/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100).

The contraction-phase market in 95236 posted values that fell 1.1% over the year, 1.5% off the recent peak, and 14% higher over three years (phase confidence 27/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $96,339, above the U.S. median near $78,000. Around 16% of renters are cost-burdened. Population is roughly 4,506 with a median age of 40. Educational attainment sits at 27% bachelor's-or-above. 10.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 37/100. Home values center near $650,500, an affordability ratio of 6.7×. The ZIP holds roughly 1,881 housing units. The vacancy rate is 8.7%. Owners hold 64% of homes, renters 36%.

On the whole, 95236 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.