ZIP 95230 Property Distress & Foreclosure Data

DLRadar grades ZIP 95230 (Stanislaus County, California) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (66/100), structural risk (58/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). The latent-versus-live split is 58/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (94/100)).

The peak-phase market in 95230 posted values that rose 0.9% over the year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 33/100. Home values center near $379,700, an affordability ratio of 4.5×. 0.0% of residents fall below the poverty threshold. Educational attainment sits at 3% bachelor's-or-above. Around 15% of renters are cost-burdened. The ZIP holds roughly 194 housing units. Median household income is $135,304, above the U.S. median near $78,000. Population is roughly 495 with a median age of 29. Owners hold 46% of homes, renters 54%. The vacancy rate is 8.5%.

On balance 95230 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.