ZIP 95230 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 95230 in Stanislaus County, California comes in at 23, a low composite-distress reading. Leading the profile are structural risk (51/100), construction/permit lag (32/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (9/100). Structurally it carries 51/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (94/100).

The peak-phase market in 95230 posted values that held roughly flat over the year, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 33/100. Home values center near $379,700, an affordability ratio of 4.5×. The poverty rate is 0.0% — low. Around 3% of adults hold a bachelor's degree or higher. Rent burden reaches 15% of tenant households. The ZIP holds roughly 194 housing units. Median household income is $135,304, above the U.S. median near $78,000. About 495 people live here, median age 29. The tenure split is 46% owner-occupied to 54% rented. The vacancy rate is 8.5%.

Overall, 95230 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 95230 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 95230's 23/100 can be lined up against any neighbor in Stanislaus County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 95230, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95230's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95230 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.