Stanislaus County, CA: Foreclosures, Tax Liens & Distressed Properties
Stanislaus County, CA, California: 28 ZIP codes scored, Stanislaus County, CA averaging 20/100 (low, Stanislaus, CA), from 19 to 26. Stanislaus County, CA is in its peak phase (Stanislaus, CA confidence 13/100): Stanislaus, CA home prices up 2.0% (Stanislaus, CA) over twelve months. Stanislaus County, CA lender headwind: 34/100.
Highest-scoring Stanislaus County, CA ZIPs: 95304 (26/100), 95322 (24/100), 95230 (23/100), 95307 (20/100), 95313 (20/100), 95316 (20/100). Also scored in Stanislaus County, CA: 95319, 95323, 95326, 95328, 95350, 95351, 95354, 95355, 95356, 95357.
Across Stanislaus County, CA's scored ZIPs: median home value $463,963, household income $80,798, 6.1% vacancy, 12.6% poverty, 60% owner-occupied, median age 35.1.
Stanislaus County, CA insurance distress 24/100 (#1,977 in the US); FEMA hazard 0/100 for Stanislaus, CA; 1 Stanislaus, CA NFIP flood claims, $76K paid; Stanislaus, CA construction distress 1/100.
17 banks with 77 branches lend in Stanislaus County, CA; Stanislaus, CA weighted bank stress 61/100, highest 75/100 in Stanislaus, CA.
Stanislaus County, CA unemployment 7.0% (Stanislaus, CA -0.4 pts, six months); 1,510 new housing units permitted in Stanislaus County, CA over twelve months, Stanislaus, CA up 81% from 834; Stanislaus, CA home prices +6.2% a year (Stanislaus, CA) over three years.
185,149 housing units in Stanislaus County, CA; 68,813 Stanislaus, CA renter households; 49% of Stanislaus, CA renters spend 30%+ of income on rent, 26% (Stanislaus, CA) half or more.
Stanislaus County, CA ranks #3,152 nationally on the opportunity index (Stanislaus, CA, among all ranked counties); Stanislaus, CA scores 21.3/100 and Stanislaus, CA sits #54 inside California. Stanislaus, CA is in the weak opportunity phase; Stanislaus, CA's primary driver is bank institutional, Stanislaus, CA second driver listings discount; Stanislaus, CA moved up 31 places. 55 short-sale listings across Stanislaus, CA; 89 days on market observed in Stanislaus, CA; 4.2% vacancy over 28 Stanislaus, CA ZIPs.
0.6% of Stanislaus County, CA mortgages were ninety-plus days late in December 2025; Stanislaus, CA's thirty-to-eighty-nine-day share was 2.1% (CFPB county sample). Stanislaus, CA's ninety-day rate is up 0.1 points on twelve months earlier; the Stanislaus, CA peak since 2008 was 10.4% in January 2010; California overall reads 0.5%.
Stanislaus County, CA has 9 watched banks; 9 Stanislaus, CA banks sit in an elevated band. Stanislaus, CA footprints: Oak Valley Community Bank (7 branches, stress 66) in Stanislaus, CA; Farmers&Merchants Bk Cntl Ca (6 branches, stress 50) in Stanislaus, CA; Westamerica Bank (4 branches, stress 52) in Stanislaus, CA.
HUD lists 10 assisted multifamily properties in Stanislaus County, CA with 1,131 units; 647 Stanislaus, CA units are assisted, 6 Stanislaus, CA properties under project-based Section 8.
7,275 of the 185,149 housing units in Stanislaus, CA sit vacant. Stanislaus County, CA permitted 383 multifamily units in twelve months; Stanislaus, CA's one-to-four unit structures added 1,127 units in Stanislaus County, CA.