ZIP 95387 Property Distress & Foreclosure Data

ZIP code 95387 in Stanislaus County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 53/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (74/100). What sets it apart are the readings on structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 242 housing units across 95387. Vacancy runs 0.0%. The tenure split is 32% owner-occupied to 68% rented. On demographic stress specifically, 95387 scores 51/100. 1,187 residents call 95387 home, typically aged 18. Rent burden reaches 78% of tenant households. Households earn a median $55,833 — below the roughly $78,000 national figure. About 18% have a four-year degree. A median home runs $478,100 here, or 6.3 times local income. Roughly 11.3% live below the poverty line.

Overall, 95387 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.