ZIP 95387 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95387 (Stanislaus County, California) lands at 20/100 — low on DLRadar's public-record scoring. Structurally it carries 43/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (73/100)). Property-level stress concentrates in structural risk (43/100), institutional ownership (17/100), mortgage stress (7/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 13/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 242 housing units across 95387. The vacancy rate is 0.0%. Owners hold 32% of homes, renters 68%. On demographic stress specifically, 95387 scores 51/100. Population is roughly 1,187 with a median age of 18. Around 78% of renters are cost-burdened. Households earn a median $55,833 — below the roughly $78,000 national figure. Around 18% of adults hold a bachelor's degree or higher. Home values center near $478,100, an affordability ratio of 6.3×. Roughly 11.3% live below the poverty line.

On balance 95387 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 95387 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 95387 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 95387 stays directly comparable to neighboring ZIPs and the rest of Stanislaus County, California. The score is rebuilt from public data as it updates, so 95387 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 95387 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 95387 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.