ZIP 95351 Property Distress & Foreclosure Data

In Stanislaus County, California, ZIP 95351 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (74/100). The latent-versus-live split is 53/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 2% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $56,869 — below the roughly $78,000 national figure. Around 45% of renters are cost-burdened. The ZIP holds roughly 13,736 housing units. About 8% have a four-year degree. A median home runs $343,500 here, or 5.5 times local income. The vacancy rate is 4.3%. The tenure split is 49% owner-occupied to 51% rented. On demographic stress specifically, 95351 scores 44/100. Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 47,232 residents call 95351 home, typically aged 30.

Taken together, 95351 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.