ZIP 95354 Property Distress & Foreclosure Data

Stanislaus County, California's ZIP 95354 registers 24/100 composite distress, which DLRadar reads as low. Structural risk reads 53/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (74/100). The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 5% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 48% owner-occupied to 52% rented. There are about 9,707 housing units across 95354. Households earn a median $65,643 — below the roughly $78,000 national figure. Rent burden reaches 50% of tenant households. 26,587 residents call 95354 home, typically aged 35. Roughly 15.6% live below the poverty line. Vacancy runs 7.1%. About 17% have a four-year degree. A median home runs $389,600 here, or 5.5 times local income. On demographic stress specifically, 95354 scores 42/100.

Overall, 95354 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.