ZIP 95354 Foreclosure, Tax-Lien & Distress Report
Stanislaus County, California · Distress market
Scored purely from public records, 95354 (Stanislaus County, California) returns a low composite of 20/100. The latent-versus-live split is 43/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (73/100). The pressure is most legible in structural risk (43/100), institutional ownership (17/100), mortgage stress (7/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.
Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 5% higher over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 48% owner-occupied to 52% rented. There are about 9,707 housing units across 95354. At $65,643, median income runs below typical U.S. levels. Around 50% of renters are cost-burdened. About 26,587 people live here, median age 35. Roughly 15.6% live below the poverty line. Vacancy runs 7.1%. Around 17% of adults hold a bachelor's degree or higher. The typical home is worth about $389,600 (5.5× income). On demographic stress specifically, 95354 scores 42/100.
On balance 95354 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 95354 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 95354's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 95354 reflects the current record instead of a stale or modeled snapshot.
The 20/100 for 95354 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 95354 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 95354
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 95354 by the numbers
A live read on 95354: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Stanislaus County
More distress data near 95354
Other reports tied to Stanislaus County, California — ZIP, county and statewide.
Open the complete 95354 acquisition file
The full 95354 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology