ZIP 95350 Property Distress & Foreclosure Data

ZIP code 95350 in Stanislaus County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 53/100 against active distress of 2/100. What sets it apart are the readings on structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (74/100)).

The peak-phase market in 95350 posted values that rose 1.5% over the year, and 7% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 57% of homes, renters 43%. Median household income is $73,611, near the U.S. median near $78,000. Home values center near $429,400, an affordability ratio of 5.4×. Vacancy runs 4.2%. Population is roughly 55,984 with a median age of 36. There are about 20,439 housing units across 95350. Educational attainment sits at 20% bachelor's-or-above. 13.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 40/100. Rent burden reaches 52% of tenant households.

On balance 95350 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.