ZIP 95350 Foreclosure, Tax-Lien & Distress Report

ZIP 95350's composite property-distress score is 20/100 - DLRadar classes that as low for Stanislaus County, California. The split runs 43/100 structural to 2/100 active on the ground. Its standout signals are structural risk (43/100), institutional ownership (17/100), mortgage stress (7/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (73/100).

The peak-phase market in 95350 posted values that rose 2.0% over the year, and 7% higher over three years (phase confidence 13/100). Topping markets hide individual distress behind strong averages.

Owners hold 57% of homes, renters 43%. Median household income is $73,611, near the U.S. median near $78,000. Home values center near $429,400, an affordability ratio of 5.4×. Vacancy runs 4.2%. 55,984 residents call 95350 home, typically aged 36. There are about 20,439 housing units across 95350. Educational attainment sits at 20% bachelor's-or-above. 13.7% of residents fall below the poverty threshold. On demographic stress specifically, 95350 scores 40/100. Around 52% of renters are cost-burdened.

Overall, 95350 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 95350 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 95350 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Stanislaus County, California and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 95350 shows blanks, not estimates, wherever the record is sparse.

Each component behind 95350 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 95350 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.