ZIP 95360 Foreclosure, Tax-Lien & Distress Report
Stanislaus County, California · Distress market
On DLRadar's 0-100 distress scale, ZIP 95360 in Stanislaus County, California comes in at 20, a low composite-distress reading. Leading the profile are structural risk (43/100), institutional ownership (16/100), mortgage stress (6/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted. On the structural side it scores 43/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (70/100).
The market reads peak — home values rose 1.2% year on year, and 9% higher over three years, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 9% have a four-year degree. 13,690 residents call 95360 home, typically aged 35. The poverty rate is 13.6%. Around 33% of renters are cost-burdened. At $74,006, median income runs near typical U.S. levels. A median home runs $419,800 here, or 5.2 times local income. The ZIP holds roughly 4,564 housing units. The vacancy rate is 9.3%. DLRadar's demographic-stress index for the area reads 38/100. Owners hold 71% of homes, renters 29%.
On balance 95360 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 95360 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 95360's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 95360 shows as blanks, never estimates, and the score updates on every fresh public filing.
95360's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 95360 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 95360
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 95360 Stress Report snapshot
95360 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in Stanislaus County
Nearest ZIP codes to 95360
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Stanislaus County, California
Additional distress intelligence spanning Stanislaus County, California by ZIP, county and state.
Get the full acquisition report for 95360
Open 95360 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology