ZIP 95312 Property Distress & Foreclosure Data

Composite property distress in 95312 (Merced County, California) lands at 19/100 — low on DLRadar's public-record scoring. Structural exposure scores 42 and live distress 0 on the 0–100 scale. The sharpest non-environmental signals are structural risk (42/100), institutional ownership (16/100). institutional ownership (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (68/100).

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.3% off the recent peak, at 64/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

There are about 73 housing units across 95312. Vacancy runs 0.0%. The tenure split is 61% owner-occupied to 39% rented. Rent burden reaches 0% of tenant households. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. About 10% have a four-year degree. 193 residents call 95312 home, typically aged 54. On demographic stress specifically, 95312 scores 20/100.

Taken together, 95312 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.