ZIP 95348 Foreclosure, Tax-Lien & Distress Report
Merced County, California · Cooling Market market
DLRadar grades ZIP 95348 (Merced County, California) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (56/100), construction/permit lag (53/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (68/100). On the structural side it scores 56/100, with 2/100 of stress already active.
The contraction-phase market in 95348 posted values that fell 1.1% over the year, 3.3% off the recent peak, and 6% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.
Home values center near $383,600, an affordability ratio of 5.5×. Roughly 19.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $63,618, median income runs below typical U.S. levels. About 19% have a four-year degree. Around 35% of renters are cost-burdened. The vacancy rate is 7.9%. The ZIP holds roughly 12,448 housing units. 36,663 residents call 95348 home, typically aged 31. On demographic stress specifically, 95348 scores 42/100. 47% of housing is owner-occupied.
Taken together, 95348 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 95348 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 95348 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 95348 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 95348 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Treat 95348 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 95348 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 95348 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 95348, the same set carried on every parcel.
Adjacent Merced County ZIP reports
Nearest ZIP codes to 95348
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 95348
More ZIP, county and state distress intelligence connected to Merced County, California.
Get the full acquisition report for 95348
Get every distressed property in 95348 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology