ZIP 95303 Property Distress & Foreclosure Data

Composite property distress in 95303 (Merced County, California) lands at 19/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are structural risk (42/100), institutional ownership (16/100), mortgage stress (7/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural risk reads 42/100 against active distress of 2/100.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.3% off the recent peak, at 64/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

876 residents call 95303 home, typically aged 42. A median home runs $569,400 here, or 4.3 times local income. Households earn a median $139,688 — above the roughly $78,000 national figure. There are about 283 housing units across 95303. Vacancy runs 2.6%. Rent burden reaches 53% of tenant households. On demographic stress specifically, 95303 scores 37/100. Roughly 12.8% live below the poverty line. The tenure split is 61% owner-occupied to 39% rented. About 21% have a four-year degree.

Taken together, 95303 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.