ZIP 95341 Property Distress & Foreclosure Data

ZIP code 95341 in Merced County, California carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (68/100)). What sets it apart are the readings on structural risk (42/100), institutional ownership (16/100), mortgage stress (7/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structural exposure scores 42 and live distress 2 on the 0–100 scale.

The contraction-phase market in 95341 posted values that fell 1.2% over the year, 1.3% off the recent peak, and 8% higher over three years, at 64/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Home values center near $334,400, an affordability ratio of 5.3×. 27.3% of residents fall below the poverty threshold. Population is roughly 34,956 with a median age of 27. There are about 9,683 housing units across 95341. Educational attainment sits at 8% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 46/100. Vacancy runs 2.6%. Rent burden reaches 46% of tenant households. Owners hold 39% of homes, renters 61%. Median household income is $55,516, below the U.S. median near $78,000.

On the whole, 95341 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.