ZIP 95341 Foreclosure, Tax-Lien & Distress Report

ZIP 95341's composite property-distress score is 25/100 - DLRadar classes that as low for Merced County, California. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). Leading the profile are construction/permit lag (56/100), structural risk (56/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structurally it carries 56/100, against 2/100 of stress already in motion.

Prices here sit in a contraction phase: values fell 1.1% over the trailing year, 3.3% off the recent peak, and 8% higher over three years, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Home values center near $334,400, an affordability ratio of 5.3×. Roughly 27.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 34,956 with a median age of 27. The ZIP holds roughly 9,683 housing units. Educational attainment sits at 8% bachelor's-or-above. On demographic stress specifically, 95341 scores 46/100. The vacancy rate is 2.6%. Around 46% of renters are cost-burdened. Owners hold 39% of homes, renters 61%. At $55,516, median income runs below typical U.S. levels.

Net-net, 95341 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95341 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 95341 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Merced County, California and the nation. The score is rebuilt from public data as it updates, so 95341 reflects the current record instead of a stale or modeled snapshot.

Each component behind 95341 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 95341 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.