ZIP 95337 Property Distress & Foreclosure Data

ZIP code 95337 in San Joaquin County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100). The latent-versus-live split is 55/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low.

The market reads contraction — home values fell 1.2% year on year, 1.5% off the recent peak, and 1% lower over three years (phase confidence 27/100). A cooling market tends to open discount-to-value windows.

At $110,132, median income runs above typical U.S. levels. The typical home is worth about $645,200 (5.5× income). The poverty rate is 9.9%. Around 48% of renters are cost-burdened. The ZIP holds roughly 14,536 housing units. 73% of housing is owner-occupied. The demographic-stress sub-score lands at 38/100. About 46,157 people live here, median age 35. Around 26% of adults hold a bachelor's degree or higher. The vacancy rate is 3.9%.

Net-net, 95337 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.