ZIP 95330 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 95330 in San Joaquin County, California comes in at 26, a low composite-distress reading. Latent structural risk is 59/100 while live distress already moving reads 1/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (60/100). The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (59/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100).

Prices here sit in a contraction phase: values fell 2.5% over the trailing year, 2.7% off the recent peak, and 1% higher over three years (phase confidence 36/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 33,015 with a median age of 34. The tenure split is 84% owner-occupied to 16% rented. The typical home is worth about $643,400 (5.1× income). There are about 9,202 housing units across 95330. The demographic-stress sub-score lands at 36/100. Vacancy runs 3.6%. Median household income is $118,461, above the U.S. median near $78,000. Rent burden reaches 44% of tenant households. Educational attainment sits at 24% bachelor's-or-above. Roughly 8.5% live below the poverty line.

Net-net, 95330 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 95330 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 95330 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

95330's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95330 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.