ZIP 95247 Foreclosure, Tax-Lien & Distress Report

In Calaveras County, California, ZIP 95247 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (66/100), institutional ownership (44/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), FEMA disaster exposure (71/100). Structurally it carries 66/100, against 6/100 of stress already in motion.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 0% higher over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

The ZIP holds roughly 2,622 housing units. About 38% have a four-year degree. Households earn a median $71,983 — near the roughly $78,000 national figure. Around 50% of renters are cost-burdened. On demographic stress specifically, 95247 scores 43/100. 77% of housing is owner-occupied. About 3,682 people live here, median age 56. The vacancy rate is 32.7% — elevated. Roughly 10.5% live below the poverty line. A median home runs $537,400 here, or 7.1 times local income.

Taken together, 95247 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 95247 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 95247's 30/100 can be lined up against any neighbor in Calaveras County, California or any ZIP coast to coast. 95247 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 30/100 figure for 95247 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 95247 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.