ZIP 95601 Foreclosure, Tax-Lien & Distress Report
Amador County, California · Cooling Market market
In Amador County, California, ZIP 95601 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (68/100), structural risk (41/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Structural exposure scores 41 and live distress 1 on the 0–100 scale.
Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 21% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.
Rent burden reaches 13% of tenant households. There are about 188 housing units across 95601. The typical home is worth about $448,700 (3.8× income, relatively affordable). About 25% have a four-year degree. The vacancy rate is 11.3% — elevated. The demographic-stress sub-score lands at 26/100. At $91,233, median income runs above typical U.S. levels. 358 residents call 95601 home, typically aged 44. The poverty rate is 4.7% — low. The tenure split is 67% owner-occupied to 33% rented.
Net-net, 95601 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 95601 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 95601 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Amador County, California and the nation. The score is rebuilt from public data as it updates, so 95601 reflects the current record instead of a stale or modeled snapshot.
Each component behind 95601 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Practically, 95601 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 95601
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 95601 distress snapshot
A live read on 95601: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Amador County ZIPs near 95601
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Unlock parcel-level detail for ZIP 95601
Every distressed parcel in 95601 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology