ZIP 95601 Property Distress & Foreclosure Data

Amador County, California's ZIP 95601 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (40/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The latent-versus-live split is 40/100 structural and 1/100 already moving.

The market reads peak — home values rose 1.5% year on year, and 21% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

Around 13% of renters are cost-burdened. The ZIP holds roughly 188 housing units. The typical home is worth about $448,700 (3.8× income, relatively affordable). Around 25% of adults hold a bachelor's degree or higher. The vacancy rate is 11.3% — elevated. The demographic-stress sub-score lands at 26/100. At $91,233, median income runs above typical U.S. levels. About 358 people live here, median age 44. The poverty rate is 4.7% — low. 67% of housing is owner-occupied.

Net-net, 95601 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.