ZIP 95699 Foreclosure, Tax-Lien & Distress Report

ZIP 95699's composite property-distress score is 19/100 - DLRadar classes that as low for Amador County, California. Structural risk reads 41/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Leading the profile are construction/permit lag (68/100), structural risk (41/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The market reads contraction — home values held roughly flat year on year, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

About 86 people live here, median age 48. Median household income is $250,001, above the U.S. median near $78,000. Home values center near $856,000. Around 0% of renters are cost-burdened. Owners hold 74% of homes, renters 26%. The ZIP holds roughly 63 housing units. DLRadar's demographic-stress index for the area reads 23/100. 9.3% of residents fall below the poverty threshold. Vacancy runs 25.8%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 35% bachelor's-or-above.

On the whole, 95699 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 95699 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 95699 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95699 can be compared directly against any other ZIP in Amador County, California or nationwide. The score is rebuilt from public data as it updates, so 95699 reflects the current record instead of a stale or modeled snapshot.

Behind 95699's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 95699 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.