ZIP 95666 Property Distress & Foreclosure Data

ZIP code 95666 in Amador County, California carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 40/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100). What sets it apart are the readings on construction/permit lag (63/100), structural risk (40/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 4% lower over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

6,089 residents call 95666 home, typically aged 55. A median home runs $386,500 here, or 4.4 times local income. Vacancy runs 30.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 44% of tenant households. The tenure split is 90% owner-occupied to 10% rented. About 22% have a four-year degree. There are about 3,560 housing units across 95666. On demographic stress specifically, 95666 scores 34/100. Households earn a median $79,181 — near the roughly $78,000 national figure. Roughly 7.9% live below the poverty line.

Taken together, 95666 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.