ZIP 95666 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95666 (Amador County, California) at a low 19/100 for overall property distress. Structural risk reads 41/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (41/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The market reads contraction — home values held roughly flat year on year, and 4% lower over three years, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Population is roughly 6,089 with a median age of 55. The typical home is worth about $386,500 (4.4× income). Vacancy runs 30.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 44% of tenant households. 90% of housing is owner-occupied. Around 22% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,560 housing units. DLRadar's demographic-stress index for the area reads 34/100. Households earn a median $79,181 — near the roughly $78,000 national figure. Roughly 7.9% live below the poverty line.

Taken together, 95666 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95666 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 95666 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 95666 reflects the current record instead of a stale or modeled snapshot.

The 19/100 for 95666 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 95666 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.