ZIP 95669 Property Distress & Foreclosure Data

Composite property distress in 95669 (Amador County, California) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (40/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. On the structural side it scores 40/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 4% lower over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 91% owner-occupied to 9% rented. The vacancy rate is 8.9%. The ZIP holds roughly 1,008 housing units. Around 40% of renters are cost-burdened. Households earn a median $90,455 — above the roughly $78,000 national figure. About 27% have a four-year degree. Roughly 9.7% live below the poverty line. On demographic stress specifically, 95669 scores 35/100. 2,359 residents call 95669 home, typically aged 48. A median home runs $582,900 here, or 5.9 times local income.

Overall, 95669 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.