ZIP 95682 Foreclosure, Tax-Lien & Distress Report
El Dorado County, California · Cooling Market market
ZIP code 95682 in El Dorado County, California carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (92/100). Its heaviest discrete signals: structural risk (40/100), construction/permit lag (37/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. Structural risk reads 40/100 against active distress of 1/100.
The market reads contraction — home values held roughly flat year on year, and 3% higher over three years (phase confidence 12/100). A cooling market tends to open discount-to-value windows.
29,249 residents call 95682 home, typically aged 47. Home values center near $722,800, an affordability ratio of 5.9×. The ZIP holds roughly 12,098 housing units. The vacancy rate is 4.8%. DLRadar's demographic-stress index for the area reads 36/100. 6.7% of residents fall below the poverty threshold. Owners hold 75% of homes, renters 25%. Around 45% of renters are cost-burdened. About 40% have a four-year degree. Median household income is $115,621, above the U.S. median near $78,000.
Net-net, 95682 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 95682 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 95682's 19/100 can be lined up against any neighbor in El Dorado County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 95682, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 95682 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For an operator, 95682 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 95682
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
95682 at a glance
Current distress, phase, housing and lender-pressure figures for 95682, drawn from the same report attached to each property.
El Dorado County ZIPs near 95682
Nearest ZIP codes to 95682
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across El Dorado County, California
Keep going: ZIP, county and state distress coverage for El Dorado County, California.
Get the full acquisition report for 95682
See who owns each distressed property in 95682, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology