ZIP 95682 Property Distress & Foreclosure Data

Composite property distress in 95682 (El Dorado County, California) lands at 20/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (43/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Structural exposure scores 43 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 1.0% year on year, and 3% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 29,249 people live here, median age 47. The typical home is worth about $722,800 (5.9× income). There are about 12,098 housing units across 95682. Vacancy runs 4.8%. The demographic-stress sub-score lands at 36/100. The poverty rate is 6.7% — low. 75% of housing is owner-occupied. Rent burden reaches 45% of tenant households. Around 40% of adults hold a bachelor's degree or higher. At $115,621, median income runs above typical U.S. levels.

Net-net, 95682 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
43/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 95682

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk92
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in El Dorado County

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Deterministic. Every signal traces to a public dataset · methodology