El Dorado County, CA: Foreclosures, Tax Liens & Distressed Properties

El Dorado County, CA, California: 25 ZIP codes scored, El Dorado County, CA averaging 19/100 (low, El Dorado, CA), from 18 to 26. El Dorado County, CA is in its contraction phase (El Dorado, CA confidence 12/100): El Dorado, CA home prices down 0.5% (El Dorado, CA) over twelve months. El Dorado County, CA lender headwind: 49/100.

Highest-scoring El Dorado County, CA ZIPs: 95630 (26/100), 95613 (19/100), 95614 (19/100), 95619 (19/100), 95623 (19/100), 95633 (19/100). Also scored in El Dorado County, CA: 95634, 95635, 95636, 95651, 95664, 95667, 95672, 95682, 95684, 95709.

Across El Dorado County, CA's scored ZIPs: median home value $588,929, household income $120,846, 21.6% vacancy, 8.5% poverty, 81% owner-occupied, median age 49.2.

El Dorado County, CA insurance distress 5/100 (#2,427 in the US); FEMA hazard 0/100 for El Dorado, CA; 1 El Dorado, CA NFIP flood claims; El Dorado, CA construction distress 37/100.

9 banks with 36 branches lend in El Dorado County, CA; El Dorado, CA weighted bank stress 64/100, highest 72/100 in El Dorado, CA.

El Dorado County, CA unemployment 5.1%; 491 new housing units permitted in El Dorado County, CA over twelve months, El Dorado, CA up 13% from 433; El Dorado, CA home prices +4.5% a year (El Dorado, CA) over three years.

94,653 housing units in El Dorado County, CA; 17,881 El Dorado, CA renter households; 52% of El Dorado, CA renters spend 30%+ of income on rent, 27% (El Dorado, CA) half or more.

El Dorado County, CA ranks #1,610 nationally on the opportunity index (El Dorado, CA, among all ranked counties); El Dorado, CA scores 29.0/100 and El Dorado, CA sits #18 inside California. El Dorado, CA is in the early_signal opportunity phase; El Dorado, CA's primary driver is vacancy, El Dorado, CA second driver bank institutional; El Dorado, CA moved up 41 places. 24 short-sale listings across El Dorado, CA; 70 days on market observed in El Dorado, CA; 13.0% vacancy over 25 El Dorado, CA ZIPs.

0.2% of El Dorado County, CA mortgages were ninety-plus days late in December 2025; El Dorado, CA's thirty-to-eighty-nine-day share was 1.0% (CFPB county sample). El Dorado, CA's ninety-day rate is down 0.1 points on twelve months earlier; the El Dorado, CA peak since 2008 was 5.3% in March 2010; California overall reads 0.5%.

El Dorado County, CA has 3 watched banks; 3 El Dorado, CA banks sit in an elevated band. El Dorado, CA footprints: El Dorado Savings Bank Fsb (10 branches, stress 59) in El Dorado, CA; River City Bank (1 branch, stress 67) in El Dorado, CA; Mechanics Bank (1 branch, stress 59) in El Dorado, CA.

HUD lists 6 assisted multifamily properties in El Dorado County, CA with 337 units; 175 El Dorado, CA units are assisted, 1 El Dorado, CA properties under project-based Section 8.

18,468 of the 94,653 housing units in El Dorado, CA sit vacant. El Dorado County, CA permitted 34 multifamily units in twelve months; El Dorado, CA's one-to-four unit structures added 457 units in El Dorado County, CA.