El Dorado County, CA: Foreclosures, Tax Liens & Distressed Properties

For El Dorado County, California, DLRadar turns county and parcel public records into a single distress score per ZIP. County-level credit and bank headwind reads 49/100. Individual El Dorado County ZIPs score between 19 and 26 on the 0–100 composite. Coverage runs to 25 ZIPs across El Dorado County, a low 20/100 average.

The contraction-phase county posted home values that fell 0.5% over twelve months (phase confidence 12/100). As values soften here, seller motivation builds and discount-to-value windows open.

At -0.5% YoY and 12/100 confidence, discipline beats speed as motivated sellers multiply. A moderate 49/100 lender headwind points to a blend the ZIP scores sort out.

Distress concentrates in ZIP 95630 (26/100), ZIP 95613 (20/100), ZIP 95614 (20/100), ZIP 95619 (20/100), ZIP 95623 (20/100), ZIP 95633 (20/100) — drill into any for the parcel-level read. The breakdown continues through 95634, 95635, 95636, 95651, 95664, 95667, 95672, 95682, 95684, 95709 and more.

Underneath the scores, the ZIPs DLRadar tracks across El Dorado County run incomes around $120,846, a median age of 49.2, 21.6% of units sitting vacant, an owner-occupied share of 81%, a 8.5% poverty rate, home values averaging roughly $588,929, above the US. Numbers like these frame how much distress reaches the market and how fast it moves.

Net of it all, 20/100 over 25 ZIPs means El Dorado County rewards parcel-by-parcel work and not a county-wide play. Inside DLRadar, each El Dorado County property carries owner, mailing address, APN, a score, the bank behind the note and how fast it should sell.

Whether El Dorado County, California carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so El Dorado County can be compared directly against any county in the country.

Approach El Dorado County by rank rather than by average — the 20/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where El Dorado County data is thin.

At the ZIP level, the sharpest readings in El Dorado County are 95630 (26/100), 95613 (20/100), 95614 (20/100), 95619 (20/100), 95623 (20/100), 95633 (20/100). DLRadar also scores 95634, 95635, 95636, 95651, 95664, 95667, 95672, 95682 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under El Dorado County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.