ZIP 95623 Foreclosure, Tax-Lien & Distress Report
El Dorado County, California · High Poverty market
ZIP code 95623 in El Dorado County, California carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (92/100)). The latent-versus-live split is 40/100 structural and 1/100 already moving. Its heaviest discrete signals: structural risk (40/100), construction/permit lag (37/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted.
The market reads contraction — home values held roughly flat year on year, and 0% higher over three years (phase confidence 12/100). Falling values surface more motivated sellers and below-market exits.
Households earn a median $106,190 — above the roughly $78,000 national figure. The ZIP holds roughly 1,705 housing units. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 27% of adults hold a bachelor's degree or higher. The typical home is worth about $601,800 (5.4× income). Owners hold 84% of homes, renters 16%. Rent burden reaches 51% of tenant households. On demographic stress specifically, 95623 scores 38/100. The vacancy rate is 4.5%. About 4,725 people live here, median age 48.
Net-net, 95623 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 95623 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 95623 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 95623 shows as blanks, never estimates, and the score updates on every fresh public filing.
95623's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 95623 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 95623 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 95623 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 95623, the same set carried on every parcel.
El Dorado County ZIPs near 95623
Nearest ZIP codes to 95623
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across El Dorado County, California
More ZIP, county and state distress intelligence connected to El Dorado County, California.
Open the complete 95623 acquisition file
Get every distressed property in 95623 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology