ZIP 95651 Foreclosure, Tax-Lien & Distress Report
El Dorado County, California · Cooling Market market
Composite property distress in 95651 (El Dorado County, California) lands at 19/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (92/100)). The most distinctive pressure shows up in structural risk (40/100), construction/permit lag (37/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. The split runs 40/100 structural to 1/100 active on the ground.
Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 31% higher over three years, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
A median home runs $597,200 here. The vacancy rate is 8.0%. About 27% have a four-year degree. The ZIP holds roughly 305 housing units. The tenure split is 61% owner-occupied to 39% rented. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 54% of tenant households. About 623 people live here, median age 45. On demographic stress specifically, 95651 scores 52/100.
Net-net, 95651 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 95651 at the moment; the composite and its components are still built from verifiable records.
The 95651 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 95651 stays directly comparable to neighboring ZIPs and the rest of El Dorado County, California. Where the record is thin for 95651, the field stays empty rather than modeled, and fills in as new documents post.
95651's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95651 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 95651 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 95651 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
El Dorado County ZIPs near 95651
Nearest ZIP codes to 95651
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 95651
Further distress data across El Dorado County, California at ZIP, county and state level.
The complete 95651 distress and acquisition report
Every distressed parcel in 95651 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology