ZIP 95664 Foreclosure, Tax-Lien & Distress Report
El Dorado County, California · Cooling Market market
Composite property distress in 95664 (El Dorado County, California) lands at 20/100 — low on DLRadar's public-record scoring. Structurally it carries 43/100, against 1/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (92/100). Property-level stress concentrates in construction/permit lag (49/100), structural risk (43/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted.
Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 5% lower over three years, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Home values center near $506,500, an affordability ratio of 4.0× — accessible. Vacancy runs 0.0%. About 1,261 people live here, median age 62. The ZIP holds roughly 657 housing units. Owners hold 90% of homes, renters 10%. Educational attainment sits at 33% bachelor's-or-above. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. Median household income is $97,946, above the U.S. median near $78,000. Rent burden reaches 52% of tenant households. DLRadar's demographic-stress index for the area reads 28/100.
Net-net, 95664 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 95664's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 95664, the field stays empty rather than modeled, and fills in as new documents post.
95664's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 95664 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 95664
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 95664 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 95664, drawn from the same report attached to each property.
Adjacent El Dorado County ZIP reports
Keep exploring California distress
Other reports tied to El Dorado County, California — ZIP, county and statewide.
The complete 95664 distress and acquisition report
The full 95664 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology