ZIP 95664 Property Distress & Foreclosure Data

Composite property distress in 95664 (El Dorado County, California) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 43 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (43/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 1.0% year on year, and 5% lower over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $506,500 (4.0× income, relatively affordable). Vacancy runs 0.0%. About 1,261 people live here, median age 62. There are about 657 housing units across 95664. 90% of housing is owner-occupied. Around 33% of adults hold a bachelor's degree or higher. The poverty rate is 2.1% — low. At $97,946, median income runs above typical U.S. levels. Rent burden reaches 52% of tenant households. The demographic-stress sub-score lands at 28/100.

Net-net, 95664 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.