ZIP 95667 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95667 (El Dorado County, California) returns a low composite of 20/100. Its standout signals are construction/permit lag (49/100), structural risk (43/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). Climate and flood risk are elevated too — climate & FEMA risk (92/100). Structurally it carries 43/100, against 1/100 of stress already in motion.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 2% higher over three years (phase confidence 12/100). Falling values surface more motivated sellers and below-market exits.

The demographic-stress sub-score lands at 38/100. 9.9% of residents fall below the poverty threshold. There are about 16,103 housing units across 95667. The vacancy rate is 7.4%. At $90,499, median income runs above typical U.S. levels. About 29% have a four-year degree. Around 51% of renters are cost-burdened. Population is roughly 36,286 with a median age of 49. The tenure split is 75% owner-occupied to 25% rented. The typical home is worth about $547,600 (5.8× income).

On the whole, 95667 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 95667 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 95667, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 95667 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 95667 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.