ZIP 95629 Property Distress & Foreclosure Data

Amador County, California's ZIP 95629 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (41/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (84/100)). On the structural side it scores 41/100, with 1/100 of stress already active.

The peak-phase market in 95629 posted values that rose 1.3% over the year, and 27% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

14.7% of residents fall below the poverty threshold. Home values center near $618,900. Population is roughly 1,047 with a median age of 60. The vacancy rate is 21.3% — elevated. Around 100% of renters are cost-burdened. Educational attainment sits at 30% bachelor's-or-above. The ZIP holds roughly 463 housing units. Owners hold 92% of homes, renters 8%. DLRadar's demographic-stress index for the area reads 40/100.

On the whole, 95629 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.