ZIP 95629 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95629 (Amador County, California) lands at 19/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in construction/permit lag (52/100), structural risk (40/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (4/100). Climate and flood risk are elevated too — climate & FEMA risk (84/100). The latent-versus-live split is 40/100 structural and 1/100 already moving.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 27% higher over three years, at 15/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The poverty rate is 14.7%. The typical home is worth about $618,900. About 1,047 people live here, median age 60. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. Around 100% of renters are cost-burdened. About 30% have a four-year degree. There are about 463 housing units across 95629. The tenure split is 92% owner-occupied to 8% rented. The demographic-stress sub-score lands at 40/100.

Taken together, 95629 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 95629 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 95629 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95629 can be compared directly against any other ZIP in Amador County, California or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 95629 shows blanks, not estimates, wherever the record is sparse.

Each component behind 95629 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Treat 95629 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.