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Amador County, CA: Foreclosures, Tax Liens & Distressed Properties

Amador County, CA, California: 12 ZIP codes scored, Amador County, CA averaging 18/100 (low, Amador, CA), from 6 to 19. Amador County, CA is in its contraction phase (Amador, CA confidence 17/100): Amador, CA home prices down 0.3% (Amador, CA) over twelve months. Amador County, CA lender headwind: 47/100.

Highest-scoring Amador County, CA ZIPs: 95601 (19/100), 95640 (19/100), 95642 (19/100), 95665 (19/100), 95666 (19/100), 95669 (19/100). Also scored in Amador County, CA: 95675, 95685, 95689, 95699, 95629, 95646.

Across Amador County, CA's scored ZIPs: median home value $528,500, household income $85,046, 22.6% vacancy, 10.0% poverty, 82% owner-occupied, median age 49.3.

Amador County, CA insurance distress 0/100 (#2,516 in the US); FEMA hazard 0/100 for Amador, CA; Amador, CA construction distress 67/100.

6 banks with 10 branches lend in Amador County, CA; Amador, CA weighted bank stress 58/100, highest 71/100 in Amador, CA.

Amador County, CA unemployment 5.8% (Amador, CA -0.5 pts, six months); 53 new housing units permitted in Amador County, CA over twelve months, Amador, CA down 18% from 65; Amador, CA home prices +3.2% a year (Amador, CA) over three years.

19,019 housing units in Amador County, CA; 3,203 Amador, CA renter households; 44% of Amador, CA renters spend 30%+ of income on rent, 15% (Amador, CA) half or more.

Amador County, CA ranks #1,214 nationally on the opportunity index (Amador, CA, among all ranked counties); Amador, CA scores 30.4/100 and Amador, CA sits #12 inside California. Amador, CA is in the early_signal opportunity phase; Amador, CA's primary driver is construction, Amador, CA second driver vacancy; Amador, CA moved down 417 places. 11 short-sale listings across Amador, CA; 75 days on market observed in Amador, CA; 12.3% vacancy over 12 Amador, CA ZIPs.

No CFPB county sample covers Amador County, CA. The non-metro area reading for Amador, CA: 0.6% ninety-plus days late; Amador, CA's thirty-to-eighty-nine share is 1.7% (Amador, CA, December 2025 data); California overall 0.5%.

Amador County, CA has 3 watched banks; 3 Amador, CA banks sit in an elevated band. Amador, CA footprints: El Dorado Savings Bank Fsb (4 branches, stress 59) in Amador, CA; Bank Of Marin (2 branches, stress 67) in Amador, CA; Bank Of Stockton (1 branch, stress 6) in Amador, CA.

HUD lists 2 assisted multifamily properties in Amador County, CA with 116 units; 112 Amador, CA units are assisted, 2 Amador, CA properties under project-based Section 8.

2,928 of the 19,019 housing units in Amador, CA sit vacant. Amador County, CA permitted 0 multifamily units in twelve months; Amador, CA's one-to-four unit structures added 53 units in Amador County, CA.

Contraction
Market phase
-0.3%
Amador, CA HPI YoY
-0.3%
Drawdown
17
Amador confidence

Top Amador County ZIP codes by stress score

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