ZIP 96142 Foreclosure, Tax-Lien & Distress Report

ZIP code 96142 in El Dorado County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 44/100, with 1/100 of stress already active. Its heaviest discrete signals: construction/permit lag (49/100), structural risk (44/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (5/100) register low. Environmental exposure also runs high (climate & FEMA risk (92/100)).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 34% higher over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

821 residents call 96142 home, typically aged 45. Home values center near $836,700, an affordability ratio of 9.1× — stretched. Vacancy runs 82.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 59% of tenant households. The tenure split is 60% owner-occupied to 40% rented. DLRadar's demographic-stress index for the area reads 57/100. There are about 2,252 housing units across 96142. Roughly 12.6% live below the poverty line. Median household income is $87,969, above the U.S. median near $78,000. Educational attainment sits at 37% bachelor's-or-above.

On the whole, 96142 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 96142 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 96142's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 96142, the field stays empty rather than modeled, and fills in as new documents post.

96142's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 96142 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.