ZIP 96142 Property Distress & Foreclosure Data

ZIP code 96142 in El Dorado County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 44/100 against active distress of 1/100. What sets it apart are the readings on construction/permit lag (61/100), structural risk (44/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (92/100)).

The peak-phase market in 96142 posted values that rose 1.0% over the year, and 34% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 821 with a median age of 45. Home values center near $836,700, an affordability ratio of 9.1× — stretched. Vacancy runs 82.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 59% of tenant households. Owners hold 60% of homes, renters 40%. DLRadar's demographic-stress index for the area reads 57/100. There are about 2,252 housing units across 96142. 12.6% of residents fall below the poverty threshold. Median household income is $87,969, above the U.S. median near $78,000. Educational attainment sits at 37% bachelor's-or-above.

On the whole, 96142 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.