ZIP 96150 Foreclosure, Tax-Lien & Distress Report

ZIP code 96150 in El Dorado County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (49/100), structural risk (43/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). Climate and flood risk are elevated too — climate & FEMA risk (92/100). Latent structural risk is 43/100 while live distress already moving reads 1/100.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 1% higher over three years (phase confidence 12/100). A cooling market tends to open discount-to-value windows.

DLRadar's demographic-stress index for the area reads 47/100. Around 44% of renters are cost-burdened. 10.4% of residents fall below the poverty threshold. Around 39% of adults hold a bachelor's degree or higher. 29,527 residents call 96150 home, typically aged 40. The typical home is worth about $707,500 (7.8× income, severely stretched). Median household income is $83,738, near the U.S. median near $78,000. There are about 23,739 housing units across 96150. Owners hold 58% of homes, renters 42%. Vacancy runs 46.0%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 96150 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 96150 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 96150's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 96150 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 96150's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 96150 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.