ZIP 96150 Property Distress & Foreclosure Data

El Dorado County, California's ZIP 96150 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (43/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). The latent-versus-live split is 43/100 structural and 1/100 already moving.

The market reads peak — home values rose 1.0% year on year, and 1% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 47/100. Around 44% of renters are cost-burdened. The poverty rate is 10.4%. Around 39% of adults hold a bachelor's degree or higher. About 29,527 people live here, median age 40. The typical home is worth about $707,500 (7.8× income, severely stretched). At $83,738, median income runs near typical U.S. levels. The ZIP holds roughly 23,739 housing units. 58% of housing is owner-occupied. The vacancy rate is 46.0% — elevated.

Net-net, 96150 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.