ZIP 96145 Property Distress & Foreclosure Data

Composite property distress in 96145 (Placer County, California) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (66/100)). On the structural side it scores 56/100, with 2/100 of stress already active.

The peak-phase market in 96145 posted values that rose 1.0% over the year, and 5% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 77% of homes, renters 23%. 2.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 43/100. Around 32% of renters are cost-burdened. Median household income is $121,875, above the U.S. median near $78,000. Educational attainment sits at 62% bachelor's-or-above. The ZIP holds roughly 5,129 housing units. Home values center near $962,600, an affordability ratio of 8.1× — stretched. Population is roughly 3,291 with a median age of 42. The vacancy rate is 72.1% — elevated.

On the whole, 96145 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.